Protect What
Matters Most
All Risk Managers Insurance delivers commercial and specialty coverage with the experience to match you with the right carrier — at the right price, without the runaround.
Utah's Independent
Insurance Specialists
All Risk Managers Insurance, Inc. was rebranded in 2023, bringing decades of industry expertise under a sharper focus. We're an independent agency in Salt Lake City — which means we work for you, not for any single carrier.
Our access to the largest, most financially stable insurance companies in the nation means we can shop your risk aggressively, getting you the most comprehensive coverage at the best possible premium.
High-Quality Coverage
Top-rated carriers with financially stable track records.
Affordable Pricing
We shop your risk across dozens of carriers to find the best rate.
Individualized Options
Custom programs built around your specific industry and risk profile.
Responsive Service
Real people answering quickly — not automated queues or callbacks.
Insurance Built for
Complex Risks
Commercial Auto
Coverage for your business vehicles, fleets, and drivers — whether it's a single truck or a fleet of hundreds. We find carriers who specialize in your vehicle type and risk profile.
Get coverageSpecialty Insurance
Hard-to-place and non-standard risks are our specialty. If another agency has turned you away, we likely have a market that fits — from unusual property types to niche professional services.
Get coverageSpecial Event Insurance
Weddings, concerts, corporate events, festivals — one-time events carry one-time risks. Our event coverage protects organizers, vendors, and venues from cancellation to liability.
Get coverageHorticultural Coverage
Nurseries, landscapers, greenhouses, and growers have unique exposures. Our horticulture programs cover inventory loss, equipment, crop liability, and commercial operations.
Get coverageTruckers Insurance
Owner-operators to large fleets, we understand DOT compliance, cargo coverage, and the specialized liability that comes with operating commercial vehicles on the road.
Get coverageTreatment Centers
Behavioral health, substance abuse, and residential treatment facilities need coverage that understands their unique liability environment. We place programs that other agents won't touch.
Get coverageContractors Insurance
General contractors, subcontractors, and specialty trades need more than a standard GL policy. We build programs that match your scope of work, licensing requirements, and project types.
Coverage in
Three Simple Steps
Tell Us About Your Risk
A quick conversation or form submission gives us everything we need to start. No lengthy questionnaires — just the essentials.
We Shop Your Coverage
We take your risk to our network of 50+ carriers, including specialty markets others can't access, and negotiate on your behalf.
You Choose and Bind
We present your best options clearly — coverage, premium, and carrier strength — and bind the one that fits you best.
We Work for You,
Not the Carrier
As an independent agency, our loyalty is to our clients — full stop.
Access to Specialty Markets
We place risks that standard agents can't — hard-to-insure industries, unusual operations, and high-risk businesses welcome.
Financially Stable Partners
Every carrier we work with passes our vetting criteria — no fly-by-night markets that may not be there when you file a claim.
No Middleman Markup
We earn a commission from the carrier — you pay the same rate you'd get going direct, but with expert advocacy in your corner.
Local, Responsive Team
Salt Lake City–based means we're in your time zone, available by phone, and invested in the Utah business community.
Ready to Find the Right Coverage?
Tell us about your business and we'll put together your best options — no pressure, no obligations. Just clear answers from an experienced team.
Salt Lake City, Utah · Independent Agency · No Obligation